Bajaj Allianz health insurance review


Bajaj Allianz was founded as a joint venture between Allianz SE from Europe and Bajaj Finserv Ltd. of India. The Company provides insurance products for financial security and planning by including the technical experience and expertise of Allianz SE along with the goodwill and market knowledge of Bajaj. The company meets the needs of its clients by offering an immense variety of products varying from child plans to ULIPs to health to group insurance.

Bajaj Allianz Health Insurance: Features

Image courtesy:Pixabay
Image courtesy:Pixabay
  1. Co-pay: Bajaj gives co-payment up to 10% for hospitals out of its network. The non- network copayment for hospitals is waived off when 10% loading on premium is paid.
  2. Renewable for the lifetime: The insurance plans are renewable for the lifetime to provide you with lifetime insurance coverage.
  3. Pre- existing ailments: After the waiting period of 4 years is over, the pre- existing health conditions are covered.
  4. Room rent: Any kind of sub- limits are not applicable on room rent.

Bajaj Allianz Health Insurance: Additional Features

  • Bajaj Allianz health insurance gives you 10% of family discount.
  • You can have the cashless facility at more than 3700 enlisted hospitals in India.
  • The policy provides insurance coverage for personal accidents such as total or partial disability and death.

Bajaj Allianz Health Insurance Plans

Individual Health Guard Insurance Plan is an affordable insurance policy with protects you against increasing medical expenses incurred during medical emergencies and hospitalization.Health Guard Family Floater Health Insurance Policy provides coverage for the entire family. It is the single umbrella plan to provide health protection for you and your family single- handedly.

Critical illness insurance policy can protect you when you are diagnosed with critical diseases such as tumor, cancer, stroke, etc. The plan provides coverage for expensive treatment of such health conditions.

Image courtesy: Bajaj Allianz
Image courtesy: Bajaj Allianz

Health Extra Care plan is the top- up insurance policy lets you extend your current health insurance policy coverage by two to three times with minimal costs if you need it.

Health care supreme plan takes care of your medical expenses throughout your life.Hospital Cash Insurance Policy protects you along with your family from the enhanced burden of expenses of hospitalization. 

Why you should choose Bajaj Allianz Health Insurance

You have several reasons to choose Bajaj Allianz Health Insurance; some of them being:

  • Bajaj Allianz had processed over 1.4 lakhs claims of health insurance in 2015-16.
  • The Company provides cashless coverage for health insurance at more than 1500 diagnostic centers and more than 5000 hospitals across India.
  • Cashless Health Insurance lets you have quick approval of your cashless claims.
  • The VAS or Value Added Service partners provide exclusive offers for the customers of Bajaj Allianz.
  • Bajaj Allianz provides round the clock call assistance for the settlement of claims.

Bajaj Allianz Health Insurance: Review

Bajaj Allianz Health Insurance offers the best medical treatment and healthcare, thereby giving you the peace of mind to be secure. The health insurance policy makes sure that you and your family receive the finest medical remedy at any hospital you select. The wide array of insurance provided by the company defends you against the ever rising cost of medical treatment in the modern times. The high ratio of claim settlement and affordable health insurance plans make Bajaj Allianz the most obvious pick for anyone seeking high insurance coverage at low cost. Bajaj offers insurance policies for all sections of the society along with tax benefits.