Top credit cards that give rewards online in India


With more and more people using credit cards today, the credit card industry is booming, especially the rewards credit cards industry. Rewards credit cards are the cards that offer you various rewards online in the form of points or cash back on different purchases, airline miles, hotel stays, at gas stations, grocery stores and departmental stores, etc. 

Since a lot of rewards online are offered in India through rewards credit cards, it becomes difficult for consumers to choose the best one among so many. Therefore, we have jot down a list of the top rewards cards in India that offer some of the best perks and rewards. 

Have a look at the top credit cards that offer rewards online in India. 

Credit cards with rewards online in India 

  1. ICICI Instant Platinum Credit Card

    Image courtesy: ICICI Bank Credit Cards
    Image courtesy: ICICI Bank Credit Cards

The ICICI Instant Platinum Credit Card is one of the best rewards cards in India. It is great for shopping and for first-time credit card applicants. Further, this card also helps you to make your credit history from the very beginning. 


  • You can be instantly approved for ICICI Instant Platinum Credit Card, with a fixed deposit account of atleast Rs. 20,000 kept for at least 180 days. You can apply for this card even if you do not have a credit history
  • You get a Rs. 100 discount on up to two movie tickets, which is equal to Rs. 200, in a month at BookMyShow
  • You also receive a discount of 15% at leading restaurants
  • With this card, you get a fuel surcharge waiver of 2.5% on fuel transactions up to Rs. 4000 at HPCL pumps
  • You can redeem your points against attractive gifts from particular centers
  • This card is helpful in building your credit history
  • Joining fees: Rs. 0
  • Annual fees: Rs. 0
  • Equipped with pin and chip for extra security
  • Interest rates: 2.49% monthly and 29.88% in a year on outstanding amount
  • This card cannot be issued to foreign nationals and minors
  1. Standard Chartered Manhattan Platinum Credit Card

    Image courtesy: Manhattan
    Image courtesy: Manhattan

The Standard Chartered Platinum Rewards Credit Card is a nice card for receiving rewards online at super markets and grocery stores. Also, it is one of the best cards for offering cash back rewards in India. 


  • With Standard Chartered Platinum Rewards Credit Card, you receive 5% cash back, which is equal to Rs. 500, when you shop at super markets, departmental stores, and grocery stores each month, including Big Bazaar, Spencers, More, Reliance, etc. However, you must spend a minimum of Rs. 1000 on every transaction in order to earn the cash back rewards. Moreover, the cash back is limited to Rs. 150 per transaction and Rs. 500 per month
  • You also get 5 reward points when you spend on dining, travel tickets, and hotels using this card
  • When you swipe your Standard Chartered Platinum Rewards Credit Card 5 times within the initial 2 months of opening your card account, you receive 1500 bonus reward points
  • You can easily redeem your rewards on the reward portal of Standard Chartered
  • You also get several EMI options for above Rs. 2000 transactions
  • Joining fees: Rs. 499; however, the joining fees of this credit card can be waived when you spend Rs. 30000 yearly
  • Annual fees: Rs. 999, which is waived for the first 12 months. It can also be waived for other years too, if you spend Rs. 60000 per year
  1. Citibank Platinum Credit Card

    Image courtesy: Citibank
    Image courtesy: Citibank

The Citibank Platinum Credit Card is a great card for frequent travelers. 


  • With the Citibank Platinum Credit Card, you earn 1 reward point per Rs. 125 that you spend anywhere using this card
  • You also get special discounts on entertainment, travel, and dining out
  • Joining fees: Rs. 0
  • Annual fees: Rs. 0
  • You can check your earned rewards by sending a message to REWARDS XXXX (the last digits of your Citibank Platinum Credit Card number) to 52484
  • You can stay updated on your card bills by seeing your credit card statement, which you can receive through email or letter. Plus, you can check your account details through CitiAlert
  • You can make you payments in convenient installments with the option of Click-an-EMI
  • Interest rates: 3.25% per month and 39.00% per annum
  1. Standard Chartered Inner Circle Titanium Credit Card

    Image courtesy:Mani Karthik
    Image courtesy:Mani Karthik

The Standard Chartered Inner Circle Titanium Credit Card is a nice card if you shop frequently at Auchan and Lifestyle stores. 


  • Card members of the Standard Chartered Inner Circle Titanium Credit Card receive a discount voucher worth Rs. 2500
  • You also receive cash back of 5% at Auchan stores
  • You can redeem your reward points at Lifestyle stores
  • Joining fees: Rs. 0
  • Annual fees: Rs. 0
  • This card is accepted globally, which gives you the freedom of shopping anywhere in the world
  • You can make your card payments at check collection boxes or online
  • You can use this card to buy airline and railway tickets
  • Interest rates: 3.1% monthly and 37.20% annually

Thus, choose the best credit card for yourself among these and earn rewards online.